Although there are many studies examining couple’s financial preparation for retirement, there are relatively few examining how couples expect to use their time in retirement. This does not undermine the importance of how coupes plan to use their time. Research has shown that leisure time usage was a bigger challenge than finances for retired couples (Henry, Milller, & Giarrusso, 2005).The current study extends previous research by having couples answer an open ended question about their retirement plans and seeing the congruency between planned leisure and time usage by husbands and wives. Specifically this study seeks to answer: 1. What do midlife couples plan to do when they retire? 2. Do wives and husbands have the same plans about how they will spend their leisure time? 3. What factors predict husband and wife congruence of retirement plans?